CORAL BLEACH IN 2023

- The primary cause of coral bleaching is the rising sea temperatures associated with climate change.
- When the water becomes too warm, corals become stressed, and as a survival mechanism, they expel the algae, which leads to the loss of their main source of food.
- Without the colourful algae, the corals appear bleached and are more vulnerable to disease and death
- Other factors can contribute to coral bleaching as well, including ocean acidification, pollution, and extreme weather events.
- All of these stressors can weaken the corals and make them more susceptible to bleaching.
- Coral bleaching is a significant concern for the health and survival of coral reefs around the world.
- Repeated or prolonged bleaching events can lead to mass coral die-offs, causing the loss of biodiversity and the degradation of entire reef ecosystems
- Coral reefs are hot spots of biodiversity. They are often referred to as the rainforests of the sea because they are home to the highest concentrations of species in the ocean.
- Healthy reefs are vibrant ecosystems that support fish and fisheries, which in turn support economies and food for millions of people
- Additionally, they provide billions of dollars in economic activity every year through tourism, particularly in places like the Florida Keys, where people go to scuba dive, snorkel, fish and experience the natural beauty of coral reefs
- If that isn’t enough, reefs also protect shorelines, beaches and billions of dollars in coastal infrastructure by buffering wave energy, particularly during storms and hurricanes.
- They host a microscopic symbiotic algae called zooxanthella that photosynthesizes just like plants, providing food to the coral
Coral reefs are in danger, and there are many things that can be done to protect them. Here are some of the most important actions that individuals, businesses, and governments can take:
- Reduce your carbon footprint. The main threat to coral reefs is climate change, so reducing your carbon emissions is one of the most important things you can do to help. This means driving less, using less energy at home, and eating less meat.
- Support sustainable fishing practices. Overfishing is another major threat to coral reefs. When fish populations are depleted, it can lead to algae blooms that smother coral reefs. Choose to eat seafood that is sustainably caught, and support businesses that practice sustainable fishing methods.
- Use reef-friendly sunscreen. Some sunscreen ingredients can be harmful to coral reefs. Choose a reef-friendly sunscreen that does not contain oxybenzone or octinoxate.
- Support marine protected areas. Marine protected areas (MPAs) are areas of the ocean where fishing and other human activities are restricted. MPAs can help to protect coral reefs by reducing the amount of pollution and fishing pressure they face.
- Volunteer your time to coral reef conservation efforts. There are many organizations that are working to protect coral reefs. You can volunteer your time to help with beach cleanups, coral reef monitoring, or other conservation efforts.
- Establish Marine Protected Areas (MPAs): Designating and effectively managing marine protected areas can help protect coral reefs and the surrounding marine life from destructive activities such as overfishing, pollution, and habitat destruction.
- Encourage Responsible Tourism: Sustainable tourism practices can minimize the negative impacts on coral reefs. This includes promoting responsible diving and snorkeling practices, limiting physical contact with corals, and avoiding the use of harmful chemicals like sunscreen that can harm marine life
For Prelims: Corals, Coral reefs, polyps, zooxanthellae
For Mains: 1.Examine the major human-induced threats to coral reefs, including pollution, overfishing, and coastal development. What measures can be taken to address these threats and conserve coral reef ecosystems?
2.Assess the role of Marine Protected Areas (MPAs) in safeguarding coral reefs. Discuss the challenges in establishing and effectively managing MPAs for coral reef conservation. |
Previous Year Questions
1. Consider the following Statements
1. Most of the coral reefs are in tropical waters
2. More than one-third of the world's coral reefs are located in territories of Australia, Indonesia, and Phillippines
3. Coral reefs host far more number of animal phyla than those hosted by tropical rainforests
Which of the statements above given is/ are correct
A. 1 and 2 B. 3 Only C. 1 and 3 D.1, 2, 3
Answer- D
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MICRO SMALL MEDIUM ENTERPRISES (MSME)
The definition of MSME varies from country to country. In India, an MSME is defined as a business with:
- Micro enterprise: Up to 10 employees and an investment of up to INR 1 crore (approximately USD 130,000)
- Small enterprise: Up to 50 employees and an investment of up to INR 10 crore (approximately USD 1.3 million)
- Medium enterprise: Up to 200 employees and an investment of up to INR 50 crore (approximately USD 6.5 million)
The importance of MSMEs in an economy includes:
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Employment Generation: MSMEs are significant contributors to employment, especially in economies with limited opportunities for large-scale industrial employment.
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Local Economic Development: MSMEs often operate at a local level, contributing to the development of local communities and economies.
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Innovation and Entrepreneurship: Many innovative ideas and entrepreneurial ventures start as MSMEs. They have the flexibility to adapt quickly to changing market demands and experiment with new business models.
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Diversity and Resilience: A diverse ecosystem of MSMEs can contribute to a more resilient economy by reducing dependence on a few large corporations.
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Contributions to GDP: The combined contributions of MSMEs to a country's Gross Domestic Product (GDP) can be significant, even if individual businesses are relatively small.
The new criteria for the classification of micro, small and medium enterprises (MSMEs) in India was notified by the Ministry of Micro, Small and Medium Enterprises (MSME) on June 1, 2020. The new criteria are based on the investment in plant and machinery or equipment and the annual turnover of the enterprise.
The following are the new criteria for the classification of MSMEs:
- Micro enterprise: An enterprise with:
- Investment in plant and machinery or equipment not more than Rs.1 crore (approximately USD 130,000)
- Annual turnover not more than Rs. 5 crore (approximately USD 650,000)
- Small enterprise: An enterprise with:
- Investment in plant and machinery or equipment not more than Rs.10 crore (approximately USD 1.3 million)
- Annual turnover not more than Rs. 50 crore (approximately USD 6.5 million)
- Medium enterprise: An enterprise with:
- Investment in plant and machinery or equipment not more than Rs.50 crore (approximately USD 6.5 million)
- Annual turnover not more than Rs. 250 crore (approximately USD 3.25 million)
Micro, small, and medium enterprises (MSMEs) play a vital role in the Indian economy, accounting for over 90% of all enterprises and employing over 40% of the workforce. However, MSMEs face a number of challenges, including:
- Access to finance: MSMEs often find it difficult to obtain loans from banks and other financial institutions due to their lack of collateral and track record. This can make it difficult for them to expand their businesses or invest in new technologies.
- Lack of skills: MSMEs often lack the skills and knowledge needed to compete in the global market. This can make it difficult for them to develop new products and services, or to adopt new technologies.
- Competition from large businesses: MSMEs often face competition from large businesses, which have more resources and economies of scale. This can make it difficult for MSMEs to compete on price or quality.
- Bureaucracy: MSMEs often face a number of bureaucratic hurdles, such as obtaining licenses and permits. This can be time-consuming and costly, and can discourage entrepreneurs from starting or expanding their businesses.
- Infrastructure constraints: MSMEs often face infrastructure constraints, such as poor roads and electricity supply. This can make it difficult for them to transport their goods and services, or to operate their businesses efficiently.
- Unstable government policies: MSMEs are often affected by unstable government policies, such as changes in tax rates or import duties. This can make it difficult for them to plan for the future and make investment decisions.
Here are some of the prominent schemes and programs for MSMEs by the Union Government of India:
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Micro Units Development and Refinance Agency (MUDRA) Yojana:
- MUDRA Yojana aims to provide financial support to small and micro enterprises by offering loans through various financial institutions. It consists of three categories: Shishu, Kishor, and Tarun, based on the loan amount.
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Pradhan Mantri Mudra Yojana (PMMY):
- PMMY is a scheme to provide financial assistance for the establishment, expansion, and modernization of MSMEs. It offers loans without collateral security up to a certain limit.
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Credit Linked Capital Subsidy Scheme (CLCSS):
- CLCSS provides capital subsidy to MSMEs for technology upgradation, modernization, and replacement of their plant and machinery to improve competitiveness.
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Zero Defect Zero Effect (ZED) Certification Scheme:
- ZED certification encourages MSMEs to adopt best practices and quality standards to enhance product quality while minimizing environmental impact.
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Make in India Initiative:
- The Make in India campaign encourages domestic and foreign companies to manufacture products in India, fostering the growth of the manufacturing sector and MSMEs.
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Stand Up India Scheme:
- This scheme aims to promote entrepreneurship among women and Scheduled Caste/Scheduled Tribe communities by providing loans for starting new enterprises.
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Technology Upgradation Support for MSMEs (TEQUP):
- TEQUP focuses on supporting MSMEs in adopting modern technology and upgrading their production processes to improve quality and competitiveness.
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National Manufacturing Competitiveness Programme (NMCP):
- NMCP includes various components such as Lean Manufacturing Competitiveness Scheme, Design Clinic Scheme, and more, aimed at enhancing the competitiveness of the manufacturing sector, including MSMEs.
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Entrepreneurial and Managerial Development of SMEs (EMD-SME):
- EMD-SME focuses on providing training, capacity-building, and skill development to entrepreneurs and managers of MSMEs.
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Skill India Initiative:
- While not exclusively for MSMEs, the Skill India program aims to provide skill training to individuals, including those in the MSME sector, to improve employability and entrepreneurship.
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Export Promotion Capital Goods (EPCG) Scheme:
- The EPCG scheme allows MSMEs to import capital goods for the purpose of upgrading technology and enhancing export competitiveness with certain duty benefits.
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Udyog Aadhaar Registration:
- The Udyog Aadhaar registration process simplifies the process of registering and obtaining various benefits for MSMEs, such as easier access to credit and government schemes.
Previous year Questions1. Consider the following statements with reference to India: (UPSC 2023)
1. According to the 'Micro, Small and Medium Enterprises Development (MSMED) Act, 2006', the 'medium enterprises' are those with investments in plant and machinery between Rs. 15 crore and Rs. 25 crore.
2. All bank loans to the Micro, Small, and Medium Enterprises qualify under the priority sector.
Which of the statements given above is/are correct?
A. 1 only
B. 2 only
C. Both 1 and 2
D. Neither 1 nor 2
Answer: B
2. Which of the following can aid in furthering the Government's objective of inclusive growth? (UPSC 2011)
1. Promoting Self-Help Groups
2. Promoting Micro, Small and Medium Enterprises
3. Implementing the Right to Education Act
Select the correct answer using the codes given below:
A. 1 only
B. 1 and 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: D
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FINANCIAL INCLUSION INDEX (FI-INDEX)
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The Financial Inclusion Index (FI-Index) has been designed as a broad-based measure that includes information from diverse sectors such as banking, investments, insurance, pensions, and postal services. Its development involved collaboration with the government and relevant regulatory authorities from each sector.
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One of the distinguishing aspects of the FI-Index is the inclusion of a 'quality' component. This element evaluates the effectiveness of financial inclusion by considering factors like financial literacy, consumer protection standards, and disparities or shortcomings in service delivery.
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The index provides a single, composite score that summarizes multiple dimensions of financial inclusion. This score ranges from 0 to 100, where 0 implies total exclusion from the financial system, and 100 denotes complete inclusion.
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The FI-Index is structured around three main components: Access (accounting for 35% of the index), Usage (45%), and Quality (20%). Each of these components is further broken down into several dimensions, which are assessed using a range of specific indicators.
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Notably, the FI-Index does not use a fixed base year. Instead, it serves as a cumulative measure of progress made by all stakeholders in enhancing financial inclusion over time. The index is released annually every July
- Pradhan Mantri Jan Dhan Yojana (PMJDY): Launched on August 28, 2014, by Prime Minister Narendra Modi, this flagship scheme was introduced with the goal of promoting financial inclusion by providing affordable access to essential financial services such as savings and deposit accounts, remittances, credit, insurance, and pensions.
- The scheme allows individuals to open bank accounts without any charges or requirements for maintaining a minimum balance. It also offers a free RuPay debit card that includes accident insurance coverage of ₹2 lakh, along with the option of an overdraft facility up to ₹10,000.
- PMJDY account holders are eligible for various schemes such as Direct Benefit Transfer (DBT), the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), the Pradhan Mantri Suraksha Bima Yojana (PMSBY), the Atal Pension Yojana (APY), and support through the MUDRA scheme.
- Digital India: Initiated on July 1, 2015, by the central government, this programme envisions creating a digitally empowered society and knowledge-based economy. It brings together multiple digital initiatives under one umbrella, each aimed at enhancing digital infrastructure, improving governance, and preparing India for a tech-driven future.
- Prominent initiatives under the Digital India programme include the Bharat Interface for Money (BHIM) app, the Goods and Services Tax Network (GSTN), Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA), Aarogya Setu, Digital India BHASHINI, and the Open Network for Digital Commerce (ONDC).
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): This is a renewable, one-year life insurance plan that offers coverage of ₹2 lakh for death from any cause. It is available to individuals aged 18 to 50 years who have a bank account
- Aadhaar and Financial Inclusion: The JAM trinity—Jan Dhan, Aadhaar, and Mobile—forms the backbone of India’s financial inclusion strategy. This framework has significantly broadened the scope of direct benefit transfers (DBT). The government’s introduction of Aadhaar, a biometric identification system, has simplified procedures for opening bank accounts, thereby fostering greater inclusion within the financial ecosystem.
- Atal Pension Yojana (APY): Introduced in 2015, this scheme is aimed at workers in the unorganised sector, who generally lack access to formal retirement plans. APY promotes voluntary savings to help these individuals build a stable and secure income for their retirement years.
- The scheme guarantees fixed pension amounts ranging from ₹1,000 to ₹5,000 per month, depending on the subscriber’s age at enrollment and the monthly contributions made. Individuals aged between 18 and 40 are eligible to join the scheme, and the pension begins once they reach 60 years of age.
- Pradhan Mantri Suraksha Bima Yojana (PMSBY): This is an annually renewable personal accident insurance plan designed to provide financial protection against death or disability due to accidents. It is open to individuals aged 18 to 70 who hold a bank account and consent to auto-debit of the premium.
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In May 2025, the Ministry of Statistics and Programme Implementation released the Comprehensive Modular Survey: Telecom, 2025. The findings highlighted a significant rise in the use of online banking among rural Indians, with a particularly notable increase among young women.
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The percentage of women in rural regions capable of using online banking services climbed substantially to 30.0% in the first quarter of 2025, a significant jump from 17.1% recorded in the 2022–23 period.
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Among rural females aged 15 to 24, 51.4% reported being able to carry out online banking transactions—more than double the 19.6% reported in the previous Comprehensive Annual Modular Survey for 2022–23 (July–June), which was released in October 2024.
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Urban areas, where digital banking was already more prevalent, saw a relatively moderate increase. In these regions, 62.4% of individuals aged 15 and above reported using online banking services, compared to 50.6% in 2022–23.
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The survey was conducted during the first quarter of 2025 as part of the 80th round of the National Sample Survey (NSS), covering the entire country except a few villages in the Andaman and Nicobar Islands
For Prelims: Direct benefit transfers (DBT), Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY)
For Mains: GS III - Economy, GS II - Governance
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Previous Year Questions
1.With reference to India, consider the following: (UPSC CSE 2010) 1. Nationalization of Banks 2. Formation of Regional Rural Banks 3. Adoption of village by Bank Branches Which of the above can be considered as steps taken to achieve the “financial inclusion” in India? (a) 1 and 2 only (b) 2 and 3 only (c) 3 only (d) 1, 2 and 3 Answer (d) |
MANGROVES
- Mangroves are a special category of vegetation made up of salt-tolerant trees and shrubs that typically grow in coastal zones where freshwater from rivers and streams mixes with seawater — specifically in estuarine and intertidal environments.
- These plants are known for their specialized breathing or aerial roots and thick, waxy leaves, and they belong to the category of flowering plants.
- Mangroves flourish in regions that receive high annual rainfall ranging from 1,000 to 3,000 mm and have temperatures between 26°C and 35°C.
- A remarkable feature of mangroves is their method of reproduction. Their seeds, called propagules, begin germinating while still attached to the parent plant — a process termed vivipary.
- Once matured, these seedlings fall into the water and eventually establish themselves in muddy, sediment-rich environments. This adaptation enhances their survival in highly saline and unstable coastal conditions.
- Species like the red mangrove (Rhizophora), Avicennia marina, and the grey mangrove are among the commonly found varieties. These ecosystems are typically found in marshes and swamps and are classified as littoral forests, thriving in saline or brackish waters along coastal belts.
Mangrove Distribution in India
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- Mangrove forests are found across 123 countries and territories, predominantly within tropical and subtropical latitudes.
- According to the Indian State of Forest Report (ISFR) 2023, India’s mangrove cover stands at approximately 4,992 square kilometers, making up about 0.15% of the nation’s total geographical area.
- West Bengal leads with the most extensive mangrove area, particularly in the Sundarbans. Gujarat ranks second, with about 1,177 sq. km, especially concentrated around the Gulf of Kutch and Gulf of Khambhat. Within Gujarat, Kutch district alone accounts for nearly 794 sq. km, the highest in the state.
- Other Indian states with significant mangrove ecosystems include Andhra Pradesh (notably in the Godavari-Krishna delta), Kerala, and the Andaman and Nicobar Islands.
- The Sundarbans, extending across India and Bangladesh, represent the largest continuous mangrove forest on the planet and have been designated a UNESCO World Heritage Site.
- This biodiverse region is home to iconic species such as the Royal Bengal tiger and Gangetic dolphin. In contrast, Bhitarkanika, the second largest mangrove area in India, is well known for hosting Olive Ridley turtles and saltwater crocodiles, both considered ecologically significant and vulnerable species
- Coastal Protection (Natural Bio-shields):
Mangroves serve as a natural buffer against coastal hazards. Often termed ‘bio-shields’, these dense root systems absorb and reduce the intensity of storm surges, tidal waves, and high winds. They effectively minimize soil erosion and protect vulnerable coastlines from the impacts of climate-induced disasters. - Carbon Sequestration:
These forests are highly effective carbon sinks, meaning they absorb more carbon dioxide than they emit. According to UNESCO, one hectare of mangrove can store approximately 3,754 tonnes of carbon, equivalent to removing over 2,650 vehicles from the road for a year. - Unlike other trees that release stored carbon when they die, mangroves trap carbon in the underlying soil, where it can remain locked for thousands of years, even if the vegetation above is destroyed. This makes mangroves uniquely effective in combating global warming and contributing to long-term climate stability
- Livelihood and Economic Contributions:
Being located in coastal areas, mangroves are closely tied to the livelihoods of local communities. Activities such as fishing, aquaculture, collection of honey, non-timber forest produce, and small-scale boating are directly supported by these ecosystems. - Furthermore, mangroves support the growth of commercially valuable species like fish, shrimps, and prawns, making them critical for the blue economy
- Biodiversity Hotspots:
Mangrove ecosystems are teeming with life and support complex, interdependent communities. They act as nursery grounds for marine species, shelter for terrestrial animals like monkeys, deer, and birds, and feeding grounds for a variety of organisms. - Their flowers provide nectar for honeybees, while the dense vegetation offers refuge for endangered and migratory species alike. Some mangrove zones even support unusual inhabitants such as kangaroos in other parts of the world
- As per UNESCO, mangrove forests—despite their ecological and economic importance—are vanishing at a rate three to five times faster than other global forest types. This alarming trend has far-reaching environmental and socio-economic consequences. Over the past four decades, global mangrove cover has been reduced by half.
- Multiple human-induced pressures such as deforestation, pollution, and the construction of dams significantly endanger these ecosystems.
- Additionally, climate change has emerged as a critical threat, intensifying the risks through rising sea levels and the increased frequency of extreme weather events like storms and cyclones.
- Studies suggest that as sea levels rise, mangroves naturally migrate inland. However, this landward shift is increasingly being obstructed by urban development, human settlements, and industrial infrastructure, leaving the mangroves with no space to adapt.
- This "coastal squeeze" could eventually lead to their irreversible decline, hampering both conservation and restoration efforts.
- According to research based on the IUCN Red List of Ecosystems, nearly one-third (33%) of the world’s mangrove habitats are currently at risk due to the impacts of climate change.
- The study highlights that preserving healthy mangrove ecosystems is vital to climate resilience, as they can better adapt to rising seas and provide natural protection to inland areas from storm surges, hurricanes, and cyclones
- Mangrove ecosystems are under significant stress due to rapid urban expansion, conversion of coastal areas for agriculture and shrimp farming, and the detrimental effects of rising sea surface temperatures. Additionally, unsustainable tourism activities have further exacerbated the degradation of these fragile habitats.
- On a positive note, the role of mangroves in climate change mitigation and adaptation is increasingly being acknowledged worldwide. Among notable international efforts are the Mangroves for the Future (MFF) initiative and the Mangrove Alliance for Climate, both of which focus on conservation and resilience-building.
Government Initiatives In India, several government-led programmes have emerged to promote mangrove protection. These include:
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Despite these efforts, there is a pressing need to go beyond schemes and adopt a multi-pronged conservation strategy. This includes:
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6. Way forward
Identifying local and regional challenges is essential to developing targeted solutions. Ultimately, there is a need for a unified global action plan with clearly defined objectives to ensure the long-term survival of mangrove ecosystems and promote a sustainable and climate-resilient future
For Prelims: IUCN Red List of Ecosystems, Mangroves for the Future (MFF), Mangrove Ecosystems and Their Distribution in India
For Mains: GS III - Environment and ecology
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Previous Year Questions
1.Which one of the following regions of India has a combination of mangrove forest, evergreen forest and deciduous forest? (UPSC CSE 2015) (a) North Coastal Andhra Pradesh (b) South-West Bengal (c) Southern Saurashtra (d) Andaman and Nicobar Islands
2.With reference to the mangroves, consider the following statements: 1. They act as a buffer between the ocean and the land. 2. They prevent erosion by absorbing wave action. 3. Mangroves require carbon dioxide for their roots to survive. 4. Pichavaram Mangrove Forest is located in West Bengal. How many of the statements given above is/are correct? (a) Only one (b) Only two (c) Only three (d) All four 3.With reference to the Sundarbans mangrove forest, consider the following statements: 1. It lies on the delta of the Ganges, Brahmaputra and Meghna rivers on the Bay of Bengal. 2. It is a World Heritage site which was inscribed in 1987. 3. It lies on the India-Myanmar border. 4. It is the world’s second-largest contiguous mangrove forest. How many of the statements given above is/are correct? (a) Only one (b) Only two (c) Only three (d) All four Answers: 1-d 2-b 3-b Mains Discuss the causes of depletion of mangroves and explain their importance in maintaining coastal ecology. (UPSC CSE 2019) |
BRAHMAPUTRA RIVER AND CHINA'S BRIDGE
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- Chinese Premier Li Qiang has formally inaugurated the construction of a massive hydropower dam in Nyingchi City, situated in the Tibet Autonomous Region along the lower course of the Brahmaputra River, which is locally called the Yarlung Zangbo.
- This significant move, reported by China’s state-run media, signals the beginning of a strategically and environmentally impactful project in a region of geopolitical sensitivity, particularly due to its proximity to India’s northeastern border.
- The project is being described as one of the largest hydropower developments globally, both in scale and investment. It involves the construction of five cascade hydropower stations, a system designed to maximize energy output by building multiple dams along the river’s flow.
- The total estimated investment for the project is about 1.2 trillion Yuan (approximately USD 167.8 billion), underscoring China’s long-term commitment to clean energy infrastructure and regional development in Tibet.
- At present, China’s Three Gorges Dam on the Yangtze River holds the record as the world's largest dam, boasting an installed capacity of 22.5 gigawatts. However, the newly announced project is likely to surpass it in terms of complexity and strategic relevance.
- The chosen location near the dramatic "Great Bend" of the Yarlung Tsangpo is particularly favorable for hydropower generation.
- Here, the river plunges about 2,000 meters within a short distance of 50 kilometers, offering immense potential for energy extraction through gravitational force.
- This development has broader implications beyond energy. It may influence water flow into the Brahmaputra basin, a lifeline for millions in India and Bangladesh, prompting concerns over transboundary river management and ecological impacts.
- While China insists the project is purely for energy purposes, its location in a seismically active and environmentally fragile zone continues to raise international attention and calls for cooperative water governance among the riparian nations
- The proposed Chinese dam is strategically located near the sharp U-turn of the Brahmaputra River—an area often referred to as the “Great Bend”—where the river dramatically curves before entering India’s Arunachal Pradesh and later flowing into Bangladesh, where it is known as the Jamuna.
- This particular stretch is not only geographically significant but also hydrologically sensitive. Alterations in the river’s natural flow at this point could disrupt the hydrological balance downstream, affecting water availability in both India and Bangladesh.
- Such disruptions may have serious consequences for the agricultural sector, which is heavily dependent on the seasonal flow of the Brahmaputra. Rice and jute cultivation, in particular, are highly water-sensitive, and changes in flow patterns could lead to reduced irrigation potential, crop failure, or delayed sowing seasons.
- Moreover, the river supports millions of livelihoods, especially in the Assam and Bangladesh floodplains, where fishing and farming are key economic activities.
- Environmental experts are also concerned about the dam's impact on the Eastern Himalayas, a globally recognized biodiversity hotspot. This region is home to countless endemic and endangered species, and changes in river ecology could disturb aquatic habitats, migratory routes, and forest ecosystems.
- Additionally, the area is prone to seismic activity, raising the risk of dam-related disasters such as landslides or reservoir-induced earthquakes.
- While China underscores the importance of this mega-project as a vital component of its renewable energy strategy—intended to reduce carbon emissions and promote sustainable development—it has not entered into any formal water-sharing treaty with India or Bangladesh.
- As a result, India and Bangladesh, being lower riparian states, are especially vulnerable to unilateral upstream activities. The absence of a transparent and cooperative water management framework raises geopolitical tensions, as such projects could be used to exert strategic leverage or cause ecological stress during droughts or conflicts.
- Given the transboundary nature of the Brahmaputra, many experts advocate for enhanced regional cooperation, joint river basin management, and early warning systems to ensure that hydropower development does not come at the cost of ecological and social stability across South Asia

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The Brahmaputra River is an international river system, with its basin covering an area of approximately 5,80,000 square kilometers. This vast catchment spans across four countries: China accounts for the largest share at 50.5%, followed by India with 33.3%, Bangladesh with 8.1%, and Bhutan contributing 7.8%.
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Within India, the Brahmaputra basin occupies about 1,94,413 square kilometers, making up roughly 5.9% of the nation’s total land area. The basin extends over several northeastern and eastern states including Arunachal Pradesh, Assam, Meghalaya, Nagaland, Sikkim, and West Bengal.
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The river has its source at the Chemayungdung Glacier, situated to the east of Mansarovar Lake in the Kailash mountain range in Tibet. In Tibet, it is known as the Yarlung Tsangpo, and it flows eastward for nearly 1,200 kilometers before curving southward.
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Near Namcha Barwa, the river takes a dramatic U-shaped turn—often referred to as the Great Bend—and enters India via Arunachal Pradesh, just west of Sadiya town. Here, the river is called the Siang or Dihang.
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As it flows southwest, the Siang is joined on the left bank by major tributaries such as the Dibang and Lohit, after which it takes the name Brahmaputra.
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On its right bank, the river receives important tributaries like the Subansiri (an antecedent river), Kameng, Manas, and Sankosh. The Brahmaputra continues its journey into the Bangladesh plains near Dhubri in Assam, eventually flowing southward.
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In Bangladesh, after the Teesta River merges from the right bank, the Brahmaputra is referred to as the Jamuna. It later converges with the Padma River, and the combined flow drains into the Bay of Bengal.
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All tributaries of the Brahmaputra within Indian territory are rain-fed, receiving intense rainfall during the southwest monsoon. This makes the region highly prone to seasonal flooding, riverbank erosion, and shifting of river channels, particularly in Assam.
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The river’s topography also makes it ideal for hydropower generation. In its Tibetan course of about 1,700 kilometers, the Brahmaputra descends nearly 4,800 meters, averaging a slope of 2.82 meters per kilometer. However, this gradient decreases drastically to 0.1 meter per kilometer once the river enters the Assam Valley, resulting in slower flow and increased sedimentation
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According to Ashok Kantha, former Indian Ambassador to China, India and China have established a broad-based Memorandum of Understanding (MoU) to facilitate cooperation on transboundary rivers, along with two separate agreements specifically addressing the Brahmaputra and Sutlej rivers.
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The MoU concerning the Sutlej was prompted by the Parechu incident, which had highlighted the need for consistent hydrological data sharing. However, China did not agree to provide year-round data, and the agreement has since expired and awaits renewal.
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The MoU on the Brahmaputra, which is designed to be renewed every five years, expired in 2023. According to the Jal Shakti Ministry, the renewal process is underway through official diplomatic exchanges.
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The broader umbrella agreement, signed in 2013, remains in force as it has no expiration clause. Despite this, the Ministry’s website notes that no active cooperation is currently taking place under this framework. Additionally, an Expert Level Mechanism established in 2006—intended to support annual bilateral meetings—has experienced periodic disruptions.
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In light of these limited cooperative structures, the 1997 United Nations Convention on the Law of the Non-Navigational Uses of International Watercourses is seen as a potential guiding framework for equitable and sustainable management of shared water resources between nations
For Prelims: UN Convention on the Law of the Non-Navigational Uses of International Watercourses (1997), Transboundary River Agreements
For Mains: GS Paper II: International Relations
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Related Question
1.The Brahmaputra River is known as “Yarlung Tsangpo” in which of the following countries?
A) India B) China C) Bhutan D) Bangladesh Answer: B) China |
RESILIENT AND PROSPEROUS CITIES IN INDIA
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According to the report, India’s urban population is expected to nearly double, reaching around 951 million by the year 2050. By 2030, cities are anticipated to contribute 70% of all newly created jobs. Alongside the accelerating trend of urbanisation, Indian cities are likely to encounter two significant challenges under a business-as-usual trajectory: increased flooding and extreme heat.
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The report highlights that both climate change and current urban development patterns are the primary contributors to the heightened risk of stormwater (pluvial) flooding. These risks are projected to surge by 3.6 to 7 times by 2070. The economic impact of such flooding is also expected to escalate, with annual losses potentially rising from $4 billion in 2023 to between $14 billion and $30 billion by 2070, affecting as many as 46.4 million people.
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Global warming and the urban heat island effect may lead to a dramatic rise in heat-related fatalities, with annual deaths possibly surpassing 3 lakh by 2050. However, the report suggests that interventions such as modifying work hours to cooler periods of the day, increasing green cover, implementing early warning systems, and promoting the use of cool roofs could help prevent over 1.3 lakh of these deaths.
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The urban heat island phenomenon intensifies the effects of more frequent and intense heatwaves. Without proactive measures, the number of heat-related deaths in Indian cities is expected to double by mid-century.
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To tackle these challenges, the report advises a range of policy actions at both national and state levels. These include enhancing municipal capacity through standard-setting, involving the private sector, and developing a strategic financing framework. At the city level, it stresses the importance of conducting risk assessments and attracting capital — particularly private investment — to fund climate resilience and adaptation initiatives.
The World Bank categorizes urban flooding into three main types:
- (a) Pluvial Flooding: This type of flooding happens when intense rainfall exceeds the soil’s absorption capacity and overwhelms urban drainage systems, resulting in surface water accumulation. The World Bank notes that urbanisation exacerbates this problem by increasing non-permeable surfaces and adding channels that amplify peak water flow during floods.
- (b) Coastal Flooding: As explained by the UN Office for Disaster Risk Reduction (UNDRR), this occurs primarily due to storm surges and strong winds, especially when they coincide with high tides. These surges are typically caused by rising sea levels due to low atmospheric pressure.
- (c) Fluvial Flooding: This form of flooding results when rivers overflow their banks because of heavy rainfall or melting snow. The World Meteorological Organization (WMO) describes it as a sudden rise in water levels, which then recede gradually. The threat becomes serious when human settlements encroach upon floodplains, increasing vulnerability.
Apart from these, urban areas also frequently experience flash floods, which are sudden and highly localized events that occur within a short time frame—typically between three to six hours. In India, these are often triggered by cloudbursts, which involve extremely intense rainfall over a short period. Additionally, states in the Himalayan region face growing risks from glacial lake outburst floods (GLOFs), caused by the rising number of glacial lakes formed from rapidly melting glaciers
4. Urban Local Bodies (ULB)
“In order for cities to invest in climate resilience and undertake mitigation and adaptation measures, they must have the authority and independence to make and execute decisions,” stated Auguste Tano Kouame, the World Bank’s Country Director for India, during a press briefing. He added that while some argue this autonomy hinges on the complete enforcement of the 74th Constitutional Amendment, others hold differing views.
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The 74th Constitutional Amendment Act (1992) accorded constitutional recognition to Urban Local Bodies (ULBs), aiming to empower them and promote decentralized governance. However, as of 2022, audits show that several states are yet to implement its provisions in full.
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India’s journey in urban governance began with the establishment of its first municipal corporation in Madras (now Chennai) in 1687, followed by similar institutions in Bombay and Calcutta. In 1882, Lord Ripon, widely regarded as the father of local self-government in India, laid the groundwork for democratic urban governance through his landmark resolution.
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Urban Local Bodies—including Municipal Corporations, Municipalities, and Nagar Panchayats—form the core of city-level governance. These institutions serve as the primary interface between the government and urban residents, tasked with providing essential services like sanitation, waste management, and town planning.
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Part IX-A of the Constitution outlines the structure, functions, and powers of these bodies, authorizing them to manage a broad spectrum of urban services such as land use planning, public health, and infrastructure.
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The 12th Schedule of the Constitution lists 18 specific functions delegated to ULBs. It also mandates regular elections every five years, with councillors elected from defined local wards. While the mayor holds a ceremonial position, administrative control largely rests with the municipal commissioner, typically an officer appointed by the state.
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Despite their wide-ranging responsibilities, many municipal bodies struggle with insufficient funding, limited manpower, and growing urban challenges, stretching their capacities across functions from garbage collection to city infrastructure.
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In response to these constraints, the Union Budget 2025–26 proposed the creation of a ₹1 lakh crore Urban Challenge Fund. This initiative aims to promote urban growth through projects such as ‘Cities as Growth Hubs,’ creative redevelopment efforts, and enhanced water and sanitation infrastructure
5. What is the urban heat island effect?
- The urban heat island (UHI) effect refers to the phenomenon where urban areas experience significantly higher temperatures than their surrounding rural regions. This temperature difference arises primarily due to human activities and the way cities are built.
- In urban settings, natural landscapes like forests, wetlands, and open soil are replaced with concrete, asphalt, and buildings. These artificial surfaces absorb and retain heat from the sun during the day and release it slowly at night, causing cities to remain warmer for longer periods.
- In contrast, rural areas with more vegetation and open land tend to cool down more quickly after sunset because plants and soil do not store as much heat.
- Several factors contribute to the UHI effect. One major cause is the lack of greenery and open spaces in cities. Trees and vegetation help cool the air through a process called transpiration, where they release water vapor.
- When greenery is replaced by impermeable surfaces, this cooling effect is lost. Additionally, high-density buildings trap heat and reduce air circulation, further intensifying the warmth.
- Human activities such as the use of air conditioners, vehicles, factories, and lighting also release heat into the environment, adding to the overall temperature. The widespread use of dark-colored roofing and pavement materials, which absorb more heat than lighter surfaces, further exacerbates the problem.
- The UHI effect can have serious consequences. It increases the energy demand for cooling, especially during summer, leading to higher electricity consumption and emissions.
- It also worsens air pollution and can negatively impact public health, particularly for vulnerable groups like the elderly and children. During heatwaves, the elevated temperatures in urban areas can result in a higher number of heat-related illnesses and fatalities.
- To mitigate the UHI effect, strategies such as increasing urban green cover, using reflective or "cool" roofing materials, improving building designs, and enhancing city ventilation through proper planning are being promoted globally
6.10-Point City Climate Action Plan
Assess Risk & Plan for Climate Action
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Local climate and disaster risk assessment, Monitoring and Evaluation
Invest in Disaster Resilience & Climate Adaptation
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Impact-based, multi-hazard, warning and response
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Climate-sensitive new urban development
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Floods and heat stress resilience
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Prioritize the urban poor and vulnerable
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Private sector’s role in risk transfer and resilience
Invest in Resilient & Green Development
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Compact and green city expansion, densification
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Efficient, resilient, green municipal services – SWM (Solid Waste Management)
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Resilient and green construction – new housing
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Resilient and green public transport
For Prelims: Urban Local Bodies (ULB), 74th Amendment, Urban heat island
For Mains: GS I & II - Geography & Polity
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Previous Year Questions
1.Which of the following is/are true regarding Urban Local Bodies in India? (UPSC CAPF 2014) 1. The Constitution’s 74th Amendment Act envisages three types of urban local bodies, namely Nagar Panchayat, Municipal Council, and Municipal Corporation. 2. Municipal Corporations are established in cities with a population greater than 1 million. 3. Bombay and Calcutta Corporations were the first Municipal Corporations that were established during British time. Select the correct answer using the code given below: (a) 1 and 2 only (b) 2 only (c) 1 and 3 only (d) 1, 2 and 3 Answer (a) |
INDIA'S GREEN POWER CAPACITY
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In 2015, energy sources like nuclear, large hydroelectric, and renewables contributed only 30% to India’s total installed power capacity. This figure grew to 38% by 2020 and saw a sharp increase over the next five years, mainly due to the surge in solar and wind energy installations.
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By June 2025, India’s overall installed power capacity had reached 485 gigawatts (GW). Out of this, renewable sources — such as solar, wind, small hydro, and biogas — contributed 185 GW, according to a release from the Ministry of New and Renewable Energy (MNRE).
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Additionally, large hydro accounted for 49 GW and nuclear power contributed 9 GW, collectively pushing the share of non-fossil fuel sources slightly above the 50% mark. Thermal power, which primarily relies on coal and natural gas, continued to make up 242 GW — approximately 49.9% of the total capacity. Back in 2015, thermal power had represented about 70% of the energy mix.
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As of 2024, India held the fourth position globally in terms of renewable energy capacity (including large hydro), trailing only behind China, the United States, and Brazil.
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The increasing role of renewable energy in India’s power sector reflects a major transition, largely powered by the rapid growth of solar and wind energy. However, while the installed thermal capacity now forms less than half of the total, thermal energy remains dominant in actual electricity generation. This is because solar and wind power are variable and cannot provide continuous output, resulting in thermal sources still generating over 70% of the electricity.
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Reducing the thermal share in actual energy generation — and achieving the national target of 500 GW of non-fossil fuel capacity by 2030 — will require considerable improvements, starting with a more resilient and stable power grid
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Solar Energy: Solar power is obtained by capturing the sun’s rays. It can be converted into electricity through photovoltaic (PV) panels or used to produce heat using solar thermal technologies. Given its limitless availability, solar energy is one of the most accessible renewable sources. Countries like China, the United States, India, and Japan lead globally in solar power generation.
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Hydropower: This energy is produced by utilizing the kinetic force of moving water — typically from rivers, dams, or waterfalls. It is one of the earliest and most extensively adopted forms of clean energy.
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Biomass Energy: Biomass comes from organic matter such as agricultural waste, animal manure, and wood. These materials can be burned or processed into biofuels in liquid or gas form, used for heating, power generation, or transportation. As the feedstock is renewable and can be replenished naturally, biomass is classified as a sustainable energy source.
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Wind Energy: Wind turbines transform the motion of wind into electrical power. Both land-based (onshore) and sea-based (offshore) wind installations contribute significantly to renewable energy in nations such as China, India, and the United States.
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Geothermal Energy: Geothermal power comes from the Earth’s internal heat, which may be accessed through natural hot springs or engineered systems. These underground heat sources, found at varying depths, are used to generate electricity or provide direct heating. Power plants typically use underground steam or hot water to operate turbines and generate electricity.
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Tidal and Wave Energy: These energy forms tap into oceanic movements to produce power. Tidal energy is driven by the gravitational forces of the moon and sun, while wave energy captures the force of sea surface waves to generate electricity
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On October 2, 2015, India presented its first Nationally Determined Contribution (NDC) to the United Nations Framework Convention on Climate Change (UNFCCC). By doing so, India became a participant in the UNFCCC and a signatory to the Paris Agreement — a global climate pact adopted in 2015, which follows a five-year cycle of progressively ambitious national climate goals known as NDCs.
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India’s initial NDC outlined two primary objectives: one was to cut the emissions intensity of its GDP by 33–35% by the year 2030 compared to 2005 levels; the other was to ensure that around 40% of its installed electricity capacity would come from non-fossil fuel sources by 2030.
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These targets were revised in August 2022. India increased its emissions intensity reduction target to 45% by 2030 (from the 2005 baseline), and raised its non-fossil fuel energy capacity goal to 50% of the total installed power capacity by the same year.
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Additionally, India has committed to developing 500 gigawatts (GW) of renewable energy capacity by 2030 — a goal declared by Prime Minister Narendra Modi at the COP26 summit in Glasgow. The country is also considering scaling this capacity up to 1 terawatt (TW) by 2035. Moreover, India has pledged to achieve net-zero carbon emissions by the year 2070
- PM-KUSUM (Pradhan Mantri Kisan Urja Suraksha Evam Utthaan Mahabhiyan): This initiative encourages the use of solar energy in rural India by supporting the installation of small solar power plants, standalone solar pumps, and the solarisation of existing grid-connected agricultural pumps
- PM Surya Ghar: Muft Bijli Yojana: Introduced on February 15, 2024, this government-backed program aims to offer free electricity to Indian households. It provides financial assistance, covering up to 40% of the cost, for installing rooftop solar panels. The scheme is expected to benefit around one crore families by promoting residential solar energy adoption
- Grid-Connected Rooftop Solar Program (Pradhan Mantri Suryodaya Yojana): This scheme involves setting up solar photovoltaic systems on building rooftops to supply power to the premises. Any excess energy generated can be exported back to the main power grid
- Green Energy Corridor Scheme: This set of infrastructure initiatives is designed to integrate renewable energy production into India's central power grid, ensuring a smooth and efficient distribution of green electricity
- National Green Hydrogen Mission (NGHM): Launched by the Ministry of New and Renewable Energy, the mission aims to produce 5 million tonnes of green hydrogen annually by 2030. To support this goal, the country plans to add around 125 GW of renewable energy capacity
For Prelims: PM-KUSUM, National Green Hydrogen Mission (NGHM), Nationally Determined Contribution (NDC)
For Mains: GS III - Environment and ecology
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Previous Year Questions
1.What is/are the importance of the ‘ United Nations Convention to Combat Desertification’ ? (UPSC CSE 2016) 1. It aims to promote effective action through innovative national programmes and supportive international partnerships. 2. It has a special/particular focus on South Asia and North Africa regions, and its Secretariat facilitates the allocation of a major portion of financial resources to these regions. 3. It is committed to bottom-up approach, encouraging the participation of local people in combating the desertification. Select the correct answer using the code given below: (a) 1 only (b) 2 and 3 only (c) 1 and 3 only (d) 1, 2 and 3 Answer (c)
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ZONAL COUNCILS

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The concept of Zonal Councils was first introduced by Prime Minister Jawaharlal Nehru in 1956. During discussions on the States Reorganisation Commission's report, he proposed grouping the newly reorganized states into four or five zones. These zones would each have an Advisory Council aimed at fostering a spirit of cooperative governance, as per records from the Ministry of Home Affairs (MHA).
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In alignment with Nehru’s vision, five Zonal Councils were established under Part III of the States Reorganisation Act, 1956. These councils function as statutory bodies.
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Currently, the Zonal Councils are structured as follows:
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Eastern Zonal Council: Includes Bihar, Jharkhand, Odisha, and West Bengal.
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Northern Zonal Council: Comprises Haryana, Himachal Pradesh, Punjab, Rajasthan, Delhi (NCT), and the Union Territories of Chandigarh, Jammu & Kashmir, and Ladakh.
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Central Zonal Council: Consists of Chhattisgarh, Uttarakhand, Uttar Pradesh, and Madhya Pradesh.
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Western Zonal Council: Encompasses Goa, Gujarat, Maharashtra, and the Union Territory of Dadra & Nagar Haveli and Daman & Diu.
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Southern Zonal Council: Includes Andhra Pradesh, Karnataka, Kerala, Tamil Nadu, and the Union Territory of Puducherry.
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Additionally, the North Eastern Council (NEC) was formed as a statutory advisory body through the NEC Act of 1971 and became operational on November 7, 1972, in Shillong. Its members are Assam, Arunachal Pradesh, Manipur, Tripura, Mizoram, Meghalaya, and Nagaland. Sikkim, initially part of the Eastern Zonal Council, was incorporated into the NEC in 2002
(a) The Union Home Minister serves as the Chairperson of each Zonal Council.
(b) The Chief Ministers of the states within a particular zone take turns serving as the Vice-Chairperson of that zone’s Zonal Council. Each holds this position for one year on a rotational basis.
(c) From each member state, the Chief Minister and two other ministers — appointed by the respective Governor — are part of the council. Additionally, two representatives from the Union Territories in that zone also participate.
(d) Each Zonal Council includes a nominee from the Planning Commission (now NITI Aayog), along with the Chief Secretaries and another senior official designated by each participating state.
In 2018, under the leadership of Prime Minister Narendra Modi, the Union Cabinet gave approval for the Union Home Minister to serve as the ex-officio Chairperson of the North Eastern Council. Meanwhile, the Minister for Development of the North Eastern Region (DoNER) was designated as the Council’s Vice-Chairperson.
The Ministry of Home Affairs (MHA) has emphasized that Zonal Councils play a crucial role in resolving intergovernmental issues. They offer a valuable platform for open and candid discussions between the Centre and the States, as well as among States themselves. These councils promote regional cooperation among states that are interlinked by shared economic, cultural, and political ties.
4. Organisational structure of Zonal Councils
The Zonal Councils are high-level advisory bodies established under the States Reorganisation Act, 1956. They are designed to promote cooperation and coordination among states and the Centre. Each Zonal Council is headed and represented by key political and administrative leaders
Organisation structure as follows:
- The Union Home Minister acts as the ex-officio Chairperson of all five Zonal Councils
- The Chief Ministers of the states in the zone serve as Vice-Chairperson on a rotational basis, each for a term of one year
- The Secretary of the Inter-State Council Secretariat (ISCS) serves as the Member Secretary of all the Zonal Councils
Members
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The Chief Minister of each member state.
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Two other ministers from each state, nominated by the Governor.
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Two representatives from the Union Territories (UTs) in the zone (if applicable)
5. Interstate Council
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The Inter-State Council was formed under Article 263 of the Indian Constitution, which empowers the President to establish such a body when deemed necessary. Its primary functions include:
(a) Examining and offering advice on disputes that may arise between different states;
(b) Studying and deliberating on topics that involve a shared interest among some or all states, or between the Union and one or more states;
(c) Providing recommendations on such issues, particularly with the aim of improving policy coordination and implementation.
This council acts as a platform for structured dialogue among various levels of government.
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Importantly, the Inter-State Council is not a permanent constitutional institution. In 1988, the Sarkaria Commission, headed by Justice R. S. Sarkaria, was formed to review Centre-State relations. The commission proposed:
(a) Establishing a permanent Inter-State Council, referred to as the Inter-Governmental Council (IGC), under Article 263;
(b) Assigning the IGC the responsibilities mentioned in clauses (b) and (c) of Article 263, excluding matters related to socio-economic planning and development.
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The Council is chaired by the Prime Minister and comprises the Chief Ministers of all states and Union Territories with legislatures, Administrators of other UTs, and six Union Cabinet Ministers nominated by the Prime Minister.
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Since its inception in 1990, the Inter-State Council has convened eleven times. Its most recent meeting occurred in 2016, where key topics such as the Punchhi Commission’s recommendations on Centre-State relations, the use of Aadhaar for identification, and Direct Benefit Transfer (DBT) in public service delivery were discussed.
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A Standing Committee supports the Council by facilitating continuous dialogue, reviewing matters for the Council’s consideration, and overseeing the implementation of its recommendations. The most recent formation of this committee took place in November 2024
For Prelims: Zonal Councils, Inter state Council, NITI Aayog, States Reorganisation Act, 1956
For Mains: GS II - Polity and Governance
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Previous Year Questions
1.Which of the following bodies does not/do not find mention in the Constitution? (UPSC CSE 2013)
Select the correct answer using the codes given below: (a) 1 and 2 only Answer (d) Mains 1.What changes has the Union Government recently introduced in the domain of Centre-State relations? Suggest measures to be adopted to build the trust between the Centre and the States and for strengthening federalism. (2024) |
Source: Indianexpress